Here's How I Can Help
Tailored Lending Support for Your Home, Business Investment + Personal Goals
Lending Services
Designed for You
I work with clients across a wide range of personal and commercial lending needs - from home loans and refinancing to investment lending, personal lending and business finance. No matter your situation, my role is to help you explore your options and understand what may suit your goals.
When comparing lenders, I look at interest rates, fees, features and lending policies, explaining how each option works in practical terms. This means you can see the differences clearly, without having to sort through pages of information or industry jargon.
Throughout the process, you’ll always know what’s happening, why it’s happening and what your choices are. I keep things simple, transparent and easy to follow, so you can move forward without second-guessing your decisions.
Every recommendation is tailored to your circumstances, with support that’s designed to make the lending process feel organised, manageable and genuinely aligned with what you’re trying to achieve.
Home Loans
Clear, strategic guidance for buying your first home or your next one.
We help you understand your borrowing power, compare lenders and choose a loan structure that genuinely supports your plans now and into the future.
Investing
Support for both new and experienced investors to structure lending that suits your plans now and as your portfolio grows.
With clear guidance on lender policies, loan options and the pathways available so you can make confident, well-informed decisions.
Refinancing
A structured review of your lending to identify opportunities to simplify, improve or reduce costs.
We walk you through the differences between your options and support you through any changes, making the process straightforward and manageable.
Business Finance
Practical lending solutions to help you fund growth, manage projects or strengthen your business operations.
We guide you through commercial lenders, products and structures so your lending genuinely supports your plans.
Specialised Lending
Support for lending scenarios that don’t fit the standard mould — including separations, single-parent applications, mixed income streams, and unique financial situations.
We help you navigate lender policy and documentation so your loan genuinely supports your goals.
Personal Lending
Support for personal loans, debt consolidation debts, car finance and funding the things that matter in everyday life.
We help you understand your options and choose lending that suits your goals and lifestyle.
Why choose this approach?
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Expertise & Experience
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Holistic Approach
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Personalized Care
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Stay Connected
Contact
0405 03 8927
[email protected]
Locations
Based on the Mid North Coast, NSW
(Port Macquarie & Kempsey)
Supporting clients across Australia
Malinda Sherrard is a Credit Representative (CRN 528874) and MalJoy Enterprises Pty Ltd ACN 666 726 236 is a Corporate Credit Representative (CCR 575006) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763).
© Copyright 2025. Malinda Sherrard. All rights reserved.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken
in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific
personal and business requirements and circumstances.
Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.