Your first conversation with Sherrard + CO. is simply a chance for us to explore where you’re at, what you’re hoping to achieve and what matters most to you. Many people come to this chat feeling unsure about where to start - you’re not alone, and that’s exactly why this call exists.
It usually runs for around 20 minutes (sometimes a little longer if the conversation flows). There’s no preparation, no pressure, no expectations and no cost. If we’re the right fit, this is where your lending journey begins.

✓ Your goals and what’s important to you
✓ Your current situation + any concerns you’d like to talk through
✓ Any questions on your mind - big or small
✓ What you can expect from me
✓ What I’ll need from you
✓ A clear understanding of your next steps, including compliance obligations
✓ Confidence that you’re supported by someone who genuinely cares
✓ Reassurance that every recommendation will be personalised to you
✓ A realistic sense of what’s possible
✓ Assurance that you don’t have to figure this out alone
✓ The beginning of a long-term, supportive relationship
Malinda Sherrard is a Credit Representative (CRN 528874) and MalJoy Enterprises Pty Ltd ACN 666 726 236 is a Corporate Credit Representative (CCR 575006) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763).
© Copyright 2025. Malinda Sherrard. All rights reserved.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken
in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific
personal and business requirements and circumstances.
Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.